FOR INTERNATIONAL BUYERS
Selling property in Portugal
Selling a property in Portugal requires proper documentation, legal accuracy, tax awareness and a clear understanding of the selling process.
TMP provides structured, professional guidance to property owners, especially international sellers, ensuring clarity, compliance and an efficient sale from start to finish.
Strategic Advisory
Achieving a successful sale in Portugal depends on positioning your property correctly within a complex regulatory landscape. We ensure every step is handled with absolute precision.
Why sell with TMP?
TMP was created to help property owners sell with clarity, accuracy and confidence.
“Our role is not simply to list your property. It is to position it correctly, protect your interests and deliver the best possible outcome.”
Correct Market Price
Sell at the correct market price, within a suitable time frame, based on qualified, data-driven advice
Individual Strategy
Benefit from an individual marketing strategy developed specifically for your property
Qualified Buyers
Access qualified international buyers through our local and international network
Guidance & Negotiation
Receive full guidance from listing to final deed, including structured negotiation support
Risk Reduction
Reduce legal and financial risk through structured coordination with your lawyer and all parties
Efficiency
Save time by letting us manage enquiries, viewings and the entire sales process
TMP does not charge any upfront fees.
We are only paid once your property is successfully sold and the transaction is completed.
Licensed Partnership
All sales are conducted in exclusive partnership with Brightman Group, a fully licensed real estate agency in Portugal (AMI 17077).
“Our objective is simple: to improve your sales outcome by reducing risk, saving time and ensuring your property is sold to the right buyer, at the right price, within the right timeframe and under the right conditions.”
Guidance & Insight
Necessary documents to sell property in Portugal
Before selling a house or apartment in Portugal, all required documentation must be in order. Missing documents can delay or even block the sale.
Some documents, such as the land registry certificate or utilisation licence, may take time to obtain. It is advisable to start gathering documentation well in advance.
ID – passport or Portuguese ID card
Title deed (Escritura)
Permanent land registry certificate
Permanent land registry certificate
Utilisation / habitation licence
Energy certificate
Housing technical file
Property plans / floor plans
Condominium declaration
Mortgage documents (if applicable)
Guidance & Insight
Preparing your property for sale
Cleaning & Decluttering
Cleaning and decluttering the property
Repairs
Addressing necessary repairs or maintenance
Staging
Improving presentation or staging, when appropriate
Exterior
Ensuring exterior areas and entrances are well maintained
A well-prepared property creates confidence and improves buyer perception.
Optimized
presentation
Selling property in Portugal: the process
The selling process in Portugal involves two main legal stages.
01
First stage
Promissory contract (CPCV)
Once a buyer is found, both parties sign the Promissory Contract of Purchase and Sale (Contrato de Promessa de Compra e Venda – CPCV).
- Sets out all sale conditions
- Legally binds both parties
- Usually involves a deposit of around 10% (or as agreed)
If the buyer defaults, the deposit is forfeited. If the seller defaults, double the deposit must be returned.
02
Second stage
Final deed (escritura)
The Public Deed of Purchase and Sale formalises the transaction and transfers ownership.
- Remaining balance is paid
- IMT and other taxes settled
- deed signed before notary/lawyer
The deed is then registered with the Land Registry and Tax Office, officially completing the sale.
PRECISION & ACCURACY
Working with a real estate agent in Portugal
Portuguese mortgages are available in several structures, each with different risk and flexibility profiles.
These typically include:
Portugal is known for offering long-term fixed or capped rates, which can provide stability but may involve early repayment penalties.
Advisory Insight
The CMI protects both seller and agent by clearly defining responsibilities and conditions.
This contract includes:
identification and main characteristics of the property
identification of the mediation company
commission structure and payment terms (including VAT)
insurance or financial guarantee details
identification of the responsible agent
the amount of commission, clearly identified in the CMI (Contrato de Mediação Imobiliária), typically between 4% and 5% of the final selling price
exclusivity terms, if applicable
Selling property in Portugal: taxes
The tax treatment of a property sale in Portugal depends on residency status, the type of property and individual circumstances.
Because capital gains rules, exemptions and tax rates can change and vary significantly by case, sellers should always obtain qualified advice from a tax accountant or tax advisor before completing a sale. TMP can recommend trusted professionals when needed.
Capital gains tax in Portugal
When selling a property for more than its purchase price, the profit is subject to capital gains tax.
Portuguese tax residents
- Only 50% of the capital gain is taxable
- Taxable amount added to annual income
- IRS rates range from 14.5% to 48%
- Properties acquired before 1989 exempt
Non-residents
- EU residents taxed on 50% at progressive rates
- Non-EU (UK/US) usually flat 28% rate
- IMI must be fully paid before sale
Reducing capital gains tax
In certain situations, capital gains tax may be reduced or exempt, subject to eligibility and strict legal conditions.
Reinvestment in a new main residence
Capital gains tax may be reduced or exempt if the sale proceeds are reinvested into another main residence:
- within 36 months after the sale
- or within 24 months before the sale
The new residence must be located in Portugal, the EU or the EEA, and the reinvestment must be correctly declared.
Reinvestment into pension plans
For individuals aged 65 or over, or retired, reinvestment into approved pension funds within six months may allow a partial or full exemption.
Tax rules are complex and may change. It is essential to obtain qualified advice from a tax accountant or tax advisor before selling.
Market Reality
Common problems when selling
Many property owners make avoidable mistakes that delay the sale or reduce the final price.
Listing with too many agents
It is common in Portugal to list a property with multiple agencies, but this often leads to poor communication, lack of focus and weak commitment. Buyers may even assume there is a problem if seen advertised repeatedly.
We focus on a dedicated strategy to ensure your property remains exclusive and desirable.
Incorrect pricing from the start
If overpriced, a property attracts fewer buyers and often ends up selling for less after months of stagnation on the market.
TMP provides pricing based on actual sold data from the last six months, not just asking prices.
Weak marketing and presentation
Marketing efforts are often limited when agents lack belief in the price or exclusivity. Poor photos and lack of details turn buyers away.
We invest in high-quality presentation and target qualified international buyers directly.
Lack of coordination and legal preparation
Sales often fail at the last minute because documents are missing or legal issues were not identified early.
We coordinate with your lawyer before listing to ensure the property is legally ready for sale.
Thinking about selling your property in Portugal?
Speak with TMP. Get clear, professional guidance before you sell.
Knowledge Center
Common Selling property in Portugal questions from international clients
Can foreigners sell property in Portugal?
Yes. Foreigners and non-residents can sell property in Portugal without restrictions.
The process is the same as for Portuguese residents, provided all legal documents, taxes and registrations are in order.
What documents do I need for selling property in Portugal?
To sell property in Portugal, you typically need:
- identification (passport or Portuguese ID)
- title deed (Escritura)
- Land Registry Certificate
- property tax certificate (Caderneta Predial)
- energy certificate
- habitation licence (when applicable)
- condominium declaration (if applicable)
Missing or outdated documents are one of the most common causes of delays when selling property in Portugal.
What taxes apply when selling property in Portugal?
Selling property in Portugal may trigger capital gains tax, calculated on the profit made from the sale.
Tax treatment depends on the seller’s residency status, nationality and personal tax situation. In general, residents and non-residents may be subject to different rules and tax rates.
Municipal property tax (IMI) must also be fully paid before the sale can be completed.
Because capital gains taxation can vary significantly and exemptions or reductions may apply, it is essential to obtain qualified advice from a tax accountant or tax advisor before completing the sale.
How much are the costs of selling property in Portugal?
The costs of selling property in Portugal may include:
- real estate agency commission (usually 3%–5% + VAT)
- legal and notary fees
- capital gains tax (if applicable)
- document and certificate fees
Understanding these costs in advance helps sellers plan accurately and avoid surprises.
Can I reduce capital gains tax when selling property in Portugal?
Yes. Capital gains tax may be reduced or exempt in certain situations, including:
- when the proceeds are reinvested into a new main residence within the legal timeframe
- when the seller is over 65 or retired and reinvests into approved pension or savings products
- when the property was acquired before 1989
Each situation must be assessed individually, and qualified tax advice is strongly recommended before proceeding.
How does selling inherited property in Portugal work?
Selling inherited property in Portugal requires additional steps, including:
- proof of inheritance
- registration of ownership in the Land Registry
- updated tax records
International heirs often benefit from professional guidance to navigate Portuguese legal and tax procedures correctly.
Is it better to sell property in Portugal with a real estate agency?
You can legally sell property privately in Portugal, but many owners choose to work with a real estate agency in order to:
- manage marketing and buyer enquiries
- handle documentation and legal coordination
- reduce administrative burden and legal risk
- improve exposure, negotiation and final sale outcomes
Working with an experienced agency can make the selling process smoother and more efficient, especially for non-resident owners.
For international clients, professional guidance is particularly valuable.
TMP advises sellers from an international perspective and guides them through the local bureaucracy, legal steps and market practices, ensuring the process is clear, structured and well coordinated from start to finish.